AI deepfake of your face used to bypass video-KYC and open loans in your name
Fraudsters trick you into a video call — fake job interview, dating match, or unsolicited caller — recording your face movements to build an AI deepfake. They pair it with stolen Aadhaar to open fraudulent loans or bank accounts in your name.
Also known as: deepfake KYC fraud, AI face clone bank account fraud, video KYC identity theft India, Aadhaar deepfake loan scam, liveness detection bypass fraud
Already happened to you? Do this in the next few minutes
Call 1930 now- 1 Call 1930 — the national cyber-crime helpline — right now. The sooner you report, the better the chance of freezing the money before it moves.
- 2 Call your bank to freeze the account and block the card immediately. Use the number printed on your card, never a number from the message or caller.
- 3 File a report at cybercrime.gov.in and keep every message, screenshot, and transaction ID.
What to do right now
- 1 Lock your Aadhaar biometrics immediately at uidai.gov.in or via the mAadhaar app — this blocks all e-KYC and biometric authentication until you unlock it
- 2 Never allow a stranger to direct your face during an unsolicited video call — blinking, turning, or speaking on command to an unknown caller is handing over liveness data
- 3 Check your credit report (CIBIL, Experian, or CRIF) for any account or loan opened in your name that you did not apply for
- 4 If a fraudulent loan appears, write to the lender's nodal officer with your complaint number from the cybercrime portal — lenders are required to investigate Aadhaar-based fraud claims
- 5 Do not share your Aadhaar number, date of birth, or PAN with anyone over an unsolicited video call or chat link
- 6 Report at https://cybercrime.gov.in or call 1930 (national cyber helpline).
Red flags
- ⚠ Unsolicited video call instructs you to look at a specific screen point, blink slowly, or turn your face side to side — these are liveness-check harvesting commands
- ⚠ An 'online job interview' or 'account verification' call is conducted on an unfamiliar platform and asks you to hold up your Aadhaar card or PAN while facing the camera
- ⚠ You receive an OTP, welcome letter, or loan approval SMS from a bank or NBFC you never approached
- ⚠ Your CIBIL score drops suddenly or a new credit enquiry appears that you never authorised
- ⚠ Your Aadhaar consent history (uidai.gov.in) shows authentication or e-KYC transactions you never initiated
- ⚠ An EMI deduction appears in your bank statement for a lender you don't recognise
Sources
- ETV Bharat — AI-Generated Deepfake Being Used To Bypass KYC, Facial Authentication: MHA Warns Banks (June 11, 2026)
- ETV Bharat — Explained: MHA's Deepfake Alert Signals New Front In India's Battle Against Cyber Fraud (June 11, 2026)
- Convergence Now — Ahmedabad AI Deepfake Aadhaar Fraud: Four Arrested in Biometric Bypass Loan Scam
- Moneylife — Fraud Alert: You Cannot Reset Your Face — The New Scam Stealing Biometrics through Fake Video Calls
- IANS Live — AI deepfakes emerging as new threat to financial systems, warns Centre (June 11, 2026)
- New Kerala — AI Deepfakes Threaten Financial Systems: Govt Advisory