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HIGH phishing Last reported: 9 Oct 2026 Share

SMS says your Aadhaar will be deactivated unless you click a link

An SMS or WhatsApp message claims your Aadhaar will be deactivated, suspended, or unlinked from your bank unless you update KYC by clicking a link or installing an APK. The link harvests personal data and the APK is malware that reads OTPs.

Also known as: Aadhaar KYC phishing, PAN-Aadhaar link scam, bank KYC suspension SMS

What to do right now

  1. 1 Do not click. Do not install any APK from an SMS or WhatsApp
  2. 2 If you want to verify KYC status, log in directly at uidai.gov.in or use your bank's official app
  3. 3 Aadhaar updates are free on the official UIDAI portal and cost a small fee at a Seva Kendra
  4. 4 If you installed a fake KYC app, uninstall it, then change your bank password and freeze your debit card
  5. 5 If you installed any 'support' or 'server' or 'refund app' or remote-access app at the scammer's request (AnyDesk, TeamViewer, Quick Support, etc.), run free SeraphSecure (https://www.seraphsecure.com) to detect and remove it.
  6. 6 Report at https://cybercrime.gov.in or call 1930 (national cyber helpline).

Was remote-access software installed?

If a scammer asked you to install AnyDesk, TeamViewer, Quick Support, or any remote-access app, your device may still be compromised.

Run SeraphSecure to detect and remove it →

Red flags

  • ⚠ UIDAI never sends SMS or WhatsApp messages with links to update Aadhaar. Updates happen at uidai.gov.in or at an Aadhaar Seva Kendra
  • ⚠ Banks never ask you to install an APK file to complete KYC
  • ⚠ The link domain is not uidai.gov.in or your bank's official domain
  • ⚠ Urgent language: 'within 24 hours' or 'account will be frozen'

Aadhaar phishing texts are sent in massive volume, often timed to coincide with real UIDAI announcements about KYC deadlines — which makes them feel plausible. UIDAI publishes the same advice on every alert: they will never SMS you a link to update Aadhaar.

If you installed a fake “bank KYC” or “Aadhaar update” APK: uninstall it immediately, then change your bank passwords (UPI PIN, mobile banking, debit card PIN) from a different device, and call your bank’s fraud line to flag your account.

Then report at cybercrime.gov.in and call 1930.

Known variants

  • Lookalike apps for SBI YONO, BHIM, mAadhaar, IRCTC, or EPFO uploaded to the Play Store under near-identical names harvest net-banking credentials and OTPs after installation. Google removes them within 24-72 hours; victims are reached during that window.

    Last seen: 5/30/2026

  • AI 'blink video' deepfake bypasses Aadhaar liveness: gang changes victim's linked mobile using stolen data, uses Google Gemini to fake blink videos from photos, passes video-KYC, opens a bank account and takes loans without victim knowing. Interstate gang busted in Ahmedabad, May 2026.

    Last seen: 5/30/2026

  • PAN 2.0 phishing (October 2026): fake SMS or email claims your PAN card will be deactivated under the new PAN 2.0 rollout unless you verify via a spoofed Income Tax portal link. The lookalike page harvests PAN, Aadhaar, date of birth and OTP. Real PAN 2.0 card upgrades are free, opt-in, and only at incometax.gov.in.

    Last seen: 10/9/2026

Sources

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